Loans and Credit

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Four-plus ways to Avoid Credit and Debit Card Blocking

Part 2 of Credit and Debit Card Blocking. How to Avoid Blocking To avoid the aggravation that blocking can cause, follow these tips: When you check into a hotel

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9 Tips for Avoiding Debt Relief Rip-offs Scams

Part 6 of How to Choose a Credit Counselor. Steer clear of debt relief companies that: charge any fees before it settles your debts guarantee they can remove your

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Tax Consequences of Debt Relief Services

Part 5 of How to Choose a Credit Counselor. Depending on your financial condition, the amount of any savings you obtain from debt relief services can be considered income

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Debt Settlement Programs

Part 4 of How to Choose a Credit Counselor. Debt settlement differs greatly from credit counseling and Debt Management Plans. It can be very risky, and have a long

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Debt Management Plans

Part 3 of How to Choose a Credit Counselor. If your financial problems stem from too much debt or your inability to repay your debts, a credit counseling agency

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Choose a Credit Counseling Organization

Part 2 of How to Choose a Credit Counselor. Reputable credit counseling organizations advise you on managing your money and debts, help you develop a budget, and usually offer

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Introduction: How to Choose a Credit Counselor

Part 1 of How to Choose a Credit Counselor. Living paycheck to paycheck? Worried about debt collectors? Can’t seem to develop a workable budget, let alone save money for

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How to Dispute Credit Report Errors

Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Credit reporting companies

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About Credit and Debit Card Blocking

Part 1 of Credit and Debit Card Blocking. Have you ever been told you were over your credit card limit, or had your debit card declined, even though you

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Payday Loans = Very Costly Cash

Regardless of their name, these small, short-term, high-rate loans by check cashers, finance companies and others all come at a very high price. The finance charge can climb to

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How to Avoid Deceptive Student Loan Offers

An education beyond high school is an investment in your future. It can be expensive and often requires you or your family to take out loans to help pay

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